Beat the blues this ‘Blue Monday’ thanks to a free guide full of handy hints and tips on how to get motivated this January.
From cold and wet weather, short days and overhanging Christmas debt all having an impact on our mood, the third Monday in January is thought to be the most depressing day of the year and is known as Blue Monday.
As well as financial advice, the guide, which has been produced by Police Mutual, also offers suggestions on how people can combat their low mood, while setting achievable and realistic targets for the year ahead.
Those following advice should remember to stick to Government lockdown guidelines.